Did you know your index segment doesn’t start on your policy issue date? With Indexed Universal Life, timing matters. Your policy issue date, index segment start date, and when performance is reported all happen at different times. For example: • Policy issued: February 1 • First index segment created: about 14 days later Once your index segment starts, it follows its own annual cycle. Your annual policy statement may confirm the segment exists, but it won’t yet show how it performed. 📄 Index p
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