Abstraction Laddering | LUMA Institute
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FD laddering is about dividing your investment in FDs and spreading them over multiple smaller FDs with different maturity periods. This gives you a chance to earn better returns in a rising rate environment and also helps better manage your liquidity requirements. →Let's take a simple example to better understand this. Suppose you have Rs 3 lakh that you want to invest in an FD. Instead of making one FD of Rs 3 lakh, divide the money into 3 parts of Rs 1 lakh each. Now create FDs for each part
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