You save every month, increase your SIPs when your salary rises and stay invested for years — yet many people lose confidence ...

The 4% rule might be a little outdated for 2026.

Retirement buckets are a way to organize your retirement savings. Let's explore how to divvy your savings into "buckets," and ...

Life is full of milestones—and fortunately, for scheduling purposes, those milestones don't all happen at the exact same time. Think about the various savings goals you might have had across your life ...

Recent research supports moving away from rigid withdrawal rates. Morningstar’s December 2025 analysis recommends a 3.9% starting safe withdrawal rate for new retirees with a 30-year horizon—not 4%.

The classic 4% rule for retirement withdrawals was built for a bygone era. Learn why it's less reliable today and how to build a flexible spending plan that fits your life.

A reader asked, "How will you define a comfortable retirement?" A discussion. The answer is subjective and subject to ...

When you’re young, the savings strategy is pretty simple. Create a small emergency fund and put most of your money into equities. Stocks, real estate, crypto, and other investments can grow at a ...

Retirees face tough choices about their emergency funds as economic uncertainty impacts traditional planning.

Nearly half of 2025 PLANSPONSOR Plan Participant Survey participants reported having less than $100,000 in total retirement ...