Amy Danise is the staff Senior Insurance Editor for Buy Side. She has helped consumers understand insurance for more than two decades. Edited By Written by Insurance Deputy Editor, Buy Side Jennifer ...

Learn about convertible insurance, which lets you convert your term policy to a whole or universal one without a new health check, ensuring flexibility and continuity.

Not all life insurance policies require a medical exam. No-exam policies can be issued quickly — sometimes within minutes — and are best suited for younger, healthier applicants who want to lock in ...

Our top picks include State Farm, Ethos and Lantern.

Symetra, Legal & General America, Penn Mutual and Principal have the best no-exam life insurance in our analysis. Most life insurers have a no-exam approval process available for buyers who qualify ...