Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.

Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.

Ask your agent which type of life insurance, term or permanent, best suits your needs. Confirm with your agent if your policy offers living benefits, like access to cash value or critical illness ...

Life insurance is an important part of a well-rounded financial plan. While it can be an emotionally difficult topic to contemplate, life insurance provides a degree of protection for loved ones in ...

(BPT) – While you can’t predict everything life may throw at you, you can still set yourself up for some of life’s uncertainties. One way you can prepare for any situation and provide for your loved ...

Life insurance can be a confusing subject. At its core, life insurance is simply a tool to protect your family and finances if something bad happens. I'm sure that statement doesn't eliminate the ...

Guaranteed issue life insurance is coverage offered to anyone regardless of health or other risks. Rates are typically based ...

You're trying to justify holding less life insurance by saying "Eh, the surviving spouse will still be working, and they can remarry in a few years, and things are all peachy again". Which is pretty ...

Life insurance is something every family provider should have. The amount of life insurance you need is dependent on a number of factors. Your age, health, and job can all factor into how much you pay ...

Most life insurance applications include questions about your health, such as whether you smoke and how much you weigh. Some also require you to give urine and blood samples as part of an in-person ...

Whole life insurance is a form of permanent life insurance, which means the coverage remains in force until you die as long as you pay your premiums.