Get ready for major credit score updates in 2026! Learn about changes to medical debt, buy now pay later impact, rent/utility ...

FHFA and Fannie Mae have eliminated rigid minimum credit score floors (like 620) for conventional mortgages Lenders now can ...

New FICO models are beginning to include BNPL data, raising questions about missed payments, credit risk and what lenders are ...

NEW YORK, New York -- The math behind your credit score is getting an overhaul, with changes big enough that they might alter the behavior of both cautious spenders as well as riskier borrowers. Most ...

NEW YORK -- It may soon be harder for many of us to get loans and open new credit. FICO, the system which calculates credit for roughly 110 million Americans, is changing the way it assigns scores, ...

With federal pressure mounting and fintech innovations accelerating, the credit score system landlords used to know isn't the same anymore. In 2025, three big updates are changing how credit scores ...

Clicking the "pay later" option at checkout could start impacting your credit score in the coming weeks. In February, the credit scoring agency FICO announced it would begin factoring Buy Now, Pay ...

A credit score is a number that rates a consumer’s creditworthiness. The higher the score, the better a borrower looks to potential lenders.

FICO and VantageScore credit scores are the two most common types of personal credit scores. Business credit scores use ...

Looking to buy a new home in the new year? There’s one magic number that could make or break a consumer’s chances. When it ...