Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Michael Boyle is an experienced financial professional with more than 10 years working with ...

Explore the transformation of insurance from Babylonian contracts to modern policies, highlighting key developments like fire and life insurance.

The term "value chain" encompasses the entire production process of an industry, from the introduction and refining of raw materials to the yield of the final product for the consumer. Each "link" in ...

Coinsurance is a type of cost-sharing arrangement in which the insured party and the health insurance company share the costs of covered medical expenses. This is a common feature in many health ...

Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

Knowing the factors that affect rates can help you find a better deal ...