Get to know the research on debt collection lawsuits, racial disparities in judgments, and a big slice of consumer debt: ...

Disputing collections debt can protect your credit, but only if you know when it actually makes sense to do so.

The statute of limitations also plays a critical role. Each state sets time limits on how long a creditor can sue you for ...

In April 2025, Freedom Debt Relief reviewed data from tens of thousands of people actively looking for help with their debt. The numbers might be surprising. About one in four has at least one account ...

Filing for bankruptcy can be a daunting decision and is often viewed as a last resort for those struggling under the weight of unmanageable debt — but hundreds of thousands of Americans still file for ...

Collection Debt by the Numbers: The National Picture In April 2025, about one in four people looking for debt relief had at least one account in collections. The average collection balance is $3,027, ...

One in four Americans seeking help with debt has at least one account in debt collections. The average debt collection balance is $3,027 across two accounts. Americans seeking debt relief are ...