Rising home values have led to significant equity gains over the past few years. As of 2025, homeowners hold an aggregate of over $30 trillion. A cash-out refinance allows you to tap into your home ...

30-year fixed refinance mortgage rates didn’t move at 6.68% today, according to the Mortgage Research Center. Rates averaged 5.61% for a 15-year financed mortgage and 6.48% for a 20-year financed ...